3 tips to help you Make It | | DAILY DOSE OF INSPIRATION | "Surround yourself with people who challenge you, teach you, and push you to be your best self." Bill Gates, Microsoft co-founder | | Three Things to Help You Make It | 1 | | | | Almost two-thirds of millennials say they're living paycheck to paycheck. Yet overall, millennials spend an average of $478 a month on "nonessential" purchases. Personal finance expert Farnoosh Torabi breaks down the disconnect. | | 2 | | | | Farnoosh Torabi is a personal finance author and host of the "So Money" podcast. Here, she gives helpful advice on how to start saving money right now, regardless of your financial situation. | | 3 | | | | Almost half of millennials say not only has social media caused them to spend, but they've also overspent to participate in experiences with friends. Personal finance expert Farnoosh Torabi shares how to avoid social media temptations. | | To ensure delivery to your inbox, please add makeit@response.cnbc.com to your address book. If you believe this has been sent to you in error, please safely unsubscribe. | |