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here. Straight talk from the money editor Passive investing has become the new black. Investors, over the last decade, have poured $1.57 trillion into index funds and pulled $1.3 trillion out of active funds. Low costs, predictability and the overwhelming positive performance of the broad indexes have drawn investors to the passive corner, experts say. While indexing may seem like a panacea for investors, experts are concerned about the long-term impact. Industry experts say passive investing makes the market less efficient — meaning, less "honest." They also say passive investing inflates already-hot market sectors and many believe it could be a bubble that will eventually pop. "It basically distorts things," one advisor told me. For more cool stuff like this, please follow me on Twitter @jimpavia. | | Indexing's tops, but active managers still matter Low costs, predictability and the overwhelming positive performance of the broad indexes have swayed many investors to indexing's corner. | The top risks that could derail a good retirement plan Some of the biggest risks to retirement-plan balances are not bad returns but lavish spending habits, divorce costs and unanticipated health-care expenses. | Who pays the price if mortgage deduction is cut If a tax overhaul includes generous increases in the standard deduction, taxpayer use of the mortgage interest deduction would drop, one expert says. | Some closed funds ready to reopen for business As money flows out of active investing, once-closed funds are reopening. But that doesn't make them a surefire bet. | Investing lessons from $9 billion Buffett 'stumble' Berkshire Hathaway has been outbid by Sempra Energy for Oncor, but the $9 billion 'stumble' reinforces core Warren Buffett investing rules. | College students may need their own renters insurance College students often, but aren't always, covered under their parents' homeowners insurance policies. Watch out for these policy gaps. | White House OKs move to delay investor protection rule The Labor Department gets approval to postpone implementation of remaining parts of rule by 18 months. | As bitcoin surges in price and popularity, so do the complaints As more consumers engage with virtual tokens such as bitcoin, so are the number of complaints against tech companies offering digital currency products. | IRS helps Harvey victims tap 401(k) money Although the IRS has relaxed its rules to help storm-affected people access their retirement funds, doing so can be costly. | An amazing lesson from Buffett on his cake day "Buffett didn't have any information about the future then just as we don't today. But what he did have ... was an incredibly even-keeled temperament ... " |  | Sharon Epperson | |  | Josh Brown | | | Feedback We value your input—use our simple form to let us know what you think. Click here for Real-Time data and top stories on your desktop or mobile device. |
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