To view this email as a web page, click
here. Straight talk from the money editor I put two kids through college, so I know what I am talking about when it comes to filing the FAFSA. The Department of Education uses the FAFSA to determine a student's eligibility for federal student aid, including low-cost loans, grants and work-study. Additionally, organizers that grant free college funding use the FAFSA to decide if a student qualifies. Take Pell Grants, for example. You don't have to pay them back the way you do student loans. But they're first-come, first-served — so you need to apply as soon as you can after the FAFSA is released Oct. 1 for your best shot at qualifying. Anyone who plans to attend college needs to make sure they submit the FAFSA. The bottom line: don't leave any money on the table. For more cool stuff like this, please follow me on Twitter @jimpavia. | | 3 tricks to beat the crowds on financial aid Early FAFSA filers can often score more aid. Here's how to prepare to file when the season opens Saturday. | Buyer beware! Here are the top 10 investment scams A look at the 10 most common investment scams out there, from Ponzi/pyramid schemes and life settlements to potentially shady annuity sales. | Why October is the scariest month for your retirement A new survey found that 78 percent think Social Security funding will run out during their lifetime. What that means for your retirement. | Jury out on digital currencies as good retirement bet Almost 80 percent of Americans have heard of Bitcoin, the most well-known digital currency. But almost half of those are unsure if it's legal to use. | Investors find disaster recovery a profitable sector With a third of all disaster-recovery firms traveling outside their service areas for large-scale jobs, the sector presents good prospects for investors. | The market calls of index investing Index investing takes the thought process out of stock picking. But you first have to select the right fund. | How to find the perfect retirement spot For older Americans, downsizing is the logical next step, but when to move, where to go and how to pull it off are considerable hurdles blocking the way. | When it comes to divorce, avoid these costly mistakes Financial advisors say there are some costly mistakes to avoid at the negotiating table. | Bank customers fork over $15 billion in fees Most banking customers don't understand overdraft coverage, and that could be costing them serious cash, according to a new study from NerdWallet. | Retire like royalty in these US cities If your retirement savings is falling short, you might be better off Birmingham, Alabama, Memphis, Tennessee, or Detroit. | Out-of-pocket health costs hit old, poor, women hardest The top 10 percent of health-care spenders contributed 49 percent of total out-of-pocket spending in 2016, according to a new analysis. | What should keep Facebook shareholders up at night "What if this ability to micro-target every living human being to the degree of 200 individual data points is not okay anymore?" | | Sharon Epperson | | | Josh Brown | | Feedback We value your input—use our simple form to let us know what you think. Click here for Real-Time data and top stories on your desktop or mobile device. |
| | © 2015 CNBC Inc. All Rights Reserved. 900 Sylvan Avenue, Englewood Cliffs, NJ 07632 |
| |