3 tips to help you Make It | | DAILY DOSE OF INSPIRATION | "If you look really closely, most overnight success took a long time." Steve Jobs, Apple co-founder | | Three Things to Help You Make It | 1 | | | | Here's what 401(k) vesting means and how it could affect your retirement money. | | 2 | | | | The IRS released the federal tax rates and income brackets for 2020. The seven tax rates remain unchanged, while the income limits have been adjusted for inflation. | | 3 | | | | The way you spend your leisure time can dramatically influence your happiness, focus and success. James Wallman, author of "Time and How We Spend It," says Americans have 35 to 40 hours of free time a week, and this is how to optimize it. | | To ensure delivery to your inbox, please add makeit@response.cnbc.com to your address book. If you believe this has been sent to you in error, please safely unsubscribe. | |