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here. Straight talk from the money editor If you thought saving for retirement was complicated, you're in for a whole new world of confusion when it's time to claim Social Security. For example, consider this: Married couples face more than 8,000 possible combinations of Social Security claiming strategies. What's more, once you've settled on when and how to claim, you only have one year for a do-over … so it is very important to make it count. Since Social Security is such a key retirement asset, it's essential to do some homework, well in advance, to determine the best strategy for you, given your unique circumstances. For more cool stuff like this, please follow me on Twitter @jimpavia. | | 3 Social Security surprises that leave money on the table What you don't know about Social Security could cost you. CNBC offers tips to ensure you don't miss out. | You can collect on your ex's Social Security If you meet certain criteria, you can collect a benefit based on your former spouse's work record. | More people are choosing to work in retirement It's never too late to refresh your career and work on your own terms ... even after formal retirement. Here's how to do it. | Whether or not you like Trump, don't invest emotionally Some investors are letting emotions and political passions drive financial decisions, which studies show is anathema to good investment outcomes. | An IRA strategy if you think tax reform happens by next year You may be able to defer required withdrawals from your retirement accounts until next year when Congress could lower rates. Here's what you should know. | Health savings account contributions can boost retirement People who contribute to a 401(k) and an HSA save more for retirement than people who just contribute to a 401(k), a study finds. | TAKE OUR POLL: Know what a 'no-load' mutual fund is? Does it carry no fees or sales charges? Does it limit when it can be bought and sold? Just what is a "no-load" mutual fund? | 3 ways to maximize your charitable deductions A new study finds that millennials are more likely than baby boomers to give based on their emotions rather than a strategic plan. Here's what you can do. | Here are 10 financial terms everyone should know To help ensure that you're savvy about your own finances, here's a list of the top 10 key terms that you should know, as compiled by editors at CNBC. | Is rebalancing a portfolio essential or overrated? Financial advisors differ on how often to rebalance client portfolios but agree it's important in order to optimize asset allocation. | Hot links: Robot saviors "'What to make of this weekend's massive global ransomware attack' (Bloomberg) and 'Robots Will Save the Economy' (Wall Street Journal) ... " |  | Sharon Epperson | |  | Josh Brown | | | Feedback We value your input—use our simple form to let us know what you think. Click here for Real-Time data and top stories on your desktop or mobile device. |
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