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Straight talk from the money editor
As an advocate for investor education and financial literacy, I continually use my editor's note in this newsletter to, I hope, guide and inspire you to be a more informed investor. As the year concludes, I will leave you with some points that may seem obvious but bear repeating and are worth thinking about as 2018 rolls in: Max out your 401(k) plan contribution; save 20% of your money; never invest in anything you don't understand; pay down your credit-card debt balance in full each month; be diligent and pay attention to fees in your retirement plans; and create a budget/spending plan and stick with it. Most important, ALWAYS live within your means. Translation: If you cannot afford it, don't buy it. I wish you all a very healthy and happy New Year! For more stuff like this, please follow me on Twitter @jimpavia. |
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Make these 5 moves now before tax law kicks in
With the end of the year near and new tax legislation kicking off in 2018, this is the last chance to lower your tax bill or boost your refund come April. |
Diversification: Don't put all your eggs in one basket
If the amount of time the idea of portfolio diversification has stuck around is any testament to its worth, it is clearly invaluable to investors. |
Tax reform may be a win for child-care costs
Annual child care costs are on par with tuition at public universities. Here are a couple of tax breaks that may help. |
Tax bill kept this $1,300 break for seniors
If you're over 65 or blind, you can still use the additional standard deduction, which can save filers more than $1,300 in 2018. |
Burn off holiday debt with low-interest cards
Many balance-transfer deals from credit card companies offer zero percent interest for a year or longer. |
How not to be a victim of financial fraud
Before it's too late, these tips can help you detect whether you're working with a dishonest financial professional. |
You're on your own now
'The Consumer Financial Protection Bureau has undergone a bit of a makeover. It's no longer actually meant to regulate the financial services industry ... ' |
 | Sharon Epperson | |  | Josh Brown | |
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