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here. Straight talk from the money editor Flexible spending accounts and health savings accounts are tax-advantaged plans that allow people to save money to pay for qualified medical expenses. FSAs allow an employee to set aside a portion of earnings to pay for qualified expenses, most commonly for medical and dental bills not paid for by insurance, such as deductibles, co-payments and co-insurance for the employee's health plan. An HSA allows you to spend money on qualified health expenses if you have a high-deductible health plan. You can also pay for medical costs not covered at all by your insurance. Using tax-favored accounts to pay for medical expenses is a great way to save money by cutting your tax bill. Though there are many similarities between the two plans, there are significant differences. It's worth the time to compare FSA and HSA plans to help you decide which is the best option for your family and you. For more stuff like this, please follow me on Twitter @jimpavia. | | FSA or HSA: How to maximize your health savings Health savings accounts and flexible spending accounts offer tax-deferred benefits. Here's how to best integrate them into your savings. | Time is running out to lock in Medicare coverage You have two weeks left to make changes to your Advantage Plan or prescription drug coverage for 2018. | Once 'sketchy,' bitcoin becomes more mainstream Bitcoin is becoming more mainstream, yet there are still a number of barriers standing in the way of the cryptocurrency's legitimacy. | How to plan for health care in retirement A healthy couple can expect to spend $275,000 on health care in retirement. Anticipating those costs should be part of your retirement plan. | Considering long-term care coverage? Here's a reality check Increased interest in long-term care insurance is due to longer life spans and marketplace innovations, say advisors. Consider these factors before buying. | Big-box retailers are not down for count yet: Analysts Some analysts are bullish about real estate and big-box retailers that boast high customer-satisfaction and engagement ratings. | 10 best neighborhoods for retirement GOBankingRates.com has named the best neighborhoods for retirement, with diverse options when it comes to affordability, climate, and other criteria. | When tax refunds and holiday spending collide More than half of consumers already have a plan to spend next year's tax refund. But experts say that shouldn't influence this year's holiday spending. | Hot links: All bitcoin, all the time What Josh Brown is reading: The New York Times on the bitcoin investment boom, Barron's on why a value investor is buying bitcoin, and more ... | | Sharon Epperson | | | Josh Brown | | Feedback We value your input—use our simple form to let us know what you think. Click here for Real-Time data and top stories on your desktop or mobile device. |
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