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Straight talk from the money editor
Let's be honest: Planning for the event of your death isn't a fun topic. No one really wants to sit around the kitchen table and discuss life without them in it. However, making a will is important, and it can be a fairly simple process. The sad truth is that nearly half of Americans don't have a will. That is a big mistake, folks … let me count the ways. If you die "intestate," or without a legal will, your estate goes to probate and state law will determine what happens to all of your property. Your assets may go to your surviving spouse or children — or your other closest living relatives. If there are no relatives found, with no will your assets may go directly to the state. Wow, wouldn't that be great! No will means you gave up all control and your stuff — such as your house or other property, a car, jewelry or your baseball card collection — could go to places you had no intention of them going, at ratios you wouldn't be approving. (Does that bother you? It should.) Creating a will can save your family time, money and grief, as well as give you peace of mind and control of your estate. For more stuff like this, please follow me on Twitter @jimpavia. |
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Not rich enough to need a will? Think again
Everyone — not just the wealthy — should draft a will and estate plan and designate financial and health-care powers of attorney, say advisors. |
Trump says there will be no change to 401(k) plans
President Donald Trump tweets there will be no change to a popular retirement savings plan under the new GOP tax bill. |
A little-known way to tap a 401(k) early and penalty free
Tapping your retirement stash early is almost always a mistake, but there is a little-known way to do it right. |
Expect 4% returns over next decade: BlackRock CEO Fink
BlackRock's Larry Fink says investors are doing "far better because of the equity market return," but he warns that some years could be much worse. |
It's time to prepare for a market pullback
Making the right moves now will help alleviate some of the pain your portfolio could endure when the next downturn strikes. |
90% of workers botch open enrollment
It's open enrollment season. Even if you don't make any changes, your plan may have. Here's how not to lose out. |
Where have all the public companies gone?
Fewer companies are "going public" these days — and few advisors are thinking about the possible implications for, or impact on, investor portfolios. |
8 tax changes for 2018 you need to know
These IRS adjustments could affect your tax bill in the coming year |
The cost of the wrong Medicare drug plan could shock you
If you're shopping for prescription drug coverage during open enrollment, make sure to compare the specific costs of each plan. |
The top 10 US companies by market capitalization
CNBC.com takes a look at the top 10 U.S.-based corporations based on their latest market capitalizations. |
How to make sure that inherited IRA doesn't cost you big time
The rules for inherited IRAs are complicated. Here's how to avoid making a mistake you can't undo. |
No talent
"Someone forwarded me a 10 minute video clip of supposedly well-meaning people predicting a market crash 'within the next 12 months.' " |
 | Sharon Epperson | |  | Josh Brown | |
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