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Straight talk from the money editor
You have been warned: Don't underestimate health-care costs in retirement. That rising expense is one of the most critical issues for retirees. In general, retirees and other people transitioning out of the workforce forget to budget for health care when they estimate expenses in retirement. Why? Quite simply, they forget that they (and not their former employer) will now be responsible for paying their own health-care premiums in addition to out-of-pocket costs. As a point of reference, a 65-year-old couple will need an estimated $260,000 to cover joint health-care costs in their retirement years, according to a recent study by Fidelity. For more stuff like this, please follow me on Twitter @jimpavia . |
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This hidden expense could derail those retirement plans
The ability to pay for health-care needs is — and will remain — one of the most critical issues of retirement. The sooner you address it, the better. |
IRA trusts can protect your heirs from themselves
An IRA trust prevents a potentially irresponsible heir from receiving money outright from the savings account upon the account owner's death. |
'Closet indexing' can hurt investors, expert says
Many active funds mimic index funds while charging higher fees. Use these three metrics to find out if your manager is a closet indexer. |
Deferring compensation now could help you in retirement
Twice yearly, many executives can opt to put away money for their retirement in company-sponsored non-qualified deferred compensation plans. |
These funds help baby boomers avoid a 50% tax penalty
Fidelity has started mutual funds designed for investors age 70½ and older who have to make required minimum distributions from their retirement accounts. |
Swelling ranks of retirees negatively impact returns
Stock market returns are slipping, and economists generally agree on the cause: More baby boomers are retiring. |
TAKE OUR POLL: Who insures you against stock losses?
Which of the following organizations insures you against your losses in the stock market? |
Health-care costs are keeping you away from your doctor
One in four households are avoiding medical treatment because of the cost. Here's why you may still have large medical bills, even with coverage. |
After Friday, your 401(k) and IRA will change
Changes are ahead for your retirement savings as of Friday. Here's what you can expect. |
It has nothing to do with which ETF to pick
"It has nothing to do with which ETF to pick. These are the real reasons why people who have accumulated wealth turn to an advisor ... " |
 | Sharon Epperson | |  | Josh Brown | |
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